TransUnion Credit Bureau Values

If you want to see TransUnion credit bureau underwriting data values when making calls to the GET /listingsvc/v2/listings method, you must pass in the include_credit_bureau_values=transunion query parameter.

Example:
GET /listingsvc/v2/listings/?include_credit_bureau_values=transunion

Note: All values are integers.

GENERAL HISTORICAL DATA cv01-cv24
GENERAL HISTORICAL DATA – OTHER

All other Credit Bureau Data (sorted in alphabetical/numerical order)

at01s-at101s | au01s-au101s | bc01s-bc110s | co01s-co07s | g001b-g071s | g093s-g100s | g102s-g105s | g209s-g212s | g217s-g230s | g231s-g241s
g960s-g990s | hi01s-hi101s | hr01s-hr101s | in01s-in101s | mt01s-mt101s | of01s | re01s-re102s | rt01s-rt201s | s004s-s071a | st01s-st101s


Back to top | Back to the listings API

GENERAL HISTORICAL DATA cv01-cv-24
Field Description Units Default Value Valid Values Special Values
cv01 Months since most recent charge-off occurrence Months 0 0-82 -1,-2,-6,999
cv04 Months since most recent third-party collection occurrence Months 0 0-82 -6,999
cv10 Number of trades 30 or more days past due ever Trades 0 0-999 -6
cv11 Number of trades 60 or more days past due ever Trades 0 0-999 -6
cv12 Number of trades 90 or more days past due ever Trades 0 0-999 -6
cv13 Percentage of trades ever delinquent Percentage 0 0-100 -6
cv14 Number of deduped inquiries Inquiries 0 0-999 NONE
cv15 Number of deduped auto inquiries Inquiries 0 0-999 -6
cv16 Number of deduped mortgage inquiries Inquiries 0 0-999 -6
cv17 Number of trades prior 30 days past due, now current, verified in past 12 months Trades 0 0-999 -1,-6,-7
cv18 Number of trades prior 60 days past due, now current, verified in past 12 months Trades 0 0-999 -1,-6,-7
cv19 Total balance of trades verified in past 3 months USD 0 0-999999999 -2,-6,-7
cv20 Total monthly obligation of trades verified in past 3 months USD 0 0-999999999 -2,-6,-7
cv21 Total payment amount of trades verified in past 3 months USD 0 0-999999999 -2,-6,-7
cv22 Total balance of credit card trades verified in past 3 months USD 0 0-999999999 -1,-2,-6,-7
cv23 Total monthly obligation of credit card trades verified in past 3 months USD 0 0-999999999 -1,-2,-6,-7
cv24 Total payment amount of credit card trades verified in past 3 months USD 0 0-999999999 -1,-2,-6,-7
Meaning of special value codes returned for

TransUnion GENERAL HISTORICAL DATA cv01-cv24 elements only
Special Value Description
-1 No accounts of a particular industry type (e.g., cv18 = -1 if no accounts)
-2 Data needed to calculate the algorithm are missing
-3 Total balance(s) equal to total minimum payment(s)
-4 Actual payment(s) greater than or equal to total balance(s)
-5 Total balance(s) less than $250
-6 No accounts on file
-7 No trades verified within time period
999 No detected event for “Months Since” algorithms


Back to top | Back to the listings API

GENERAL HISTORICAL DATA – OTHER
Field Description Units Default Value Valid Values Special Values
atap01 Total scheduled monthly payment for all trades verified in past 12 months USD 0 0-999999999 -2,-3,-4
g099a Number of tradeline bankruptcies verified in past 24 months Bankruptcies 0 0-999 -1,-4
g106s Months on file Months 0 0-999 NONE
g242s Number of inquiries (includes duplicates) in past 3 months Inquiries 0 0-999 -4
g243s Number of inquiries (includes duplicates) in past 6 months Inquiries 0 0-999 -4
g244s Number of inquiries (includes duplicates) in past 12 months Inquiries 0 0-999 -4
hiap01 Total scheduled monthly payment for open home equity loan trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4
hrap01 Total scheduled monthly payment for all home equity line of credit trades verified in past 12 months USD 0 0-999999999 -1,-2,-4
inap01 Total scheduled monthly payment for open installment trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4
mtap01 Total scheduled monthly payment for open mortgage trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4
reap01 Total scheduled monthly payment for all revolving trades verified in past 12 months USD 0 0-999999999 -1,-2,-4
s063a Total public record amount USD 0 0-999999999 -4,-5
s063s Total public record amount reported in past 12 months USD 0 0-999999999 -2,-4,-5
s204s Total balance of third-party collections verified in past 12 months USD 0 0-999999999 -2,-4,-5
s206s Total public record bankruptcy amount USD 0 0-999999999 -1,-4,-5
s207a Months since most recent tradeline bankruptcy Months 0 0-999 -1,-4
s207s Months since most recent public record bankruptcy Months 0 0-999 -1,-4
s209s Months since most recent third-party collection Months 0 0-999 -4,-5
Meaning of special value codes returned for
TransUnion GENERAL HISTORICAL DATA – OTHER
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

TRADES at01s – at101s
Field Description Units Default Value Valid Values Special Values
at01s Number of trades Trades 0 0-999 NONE
at02s Number of open trades Trades 0 0-999 -4
at03s Number of open trades currently satisfactory Trades 0 0-999 -2,-3,-4
at06s Number of trades opened in past 6 months Trades 0 0-999 -4,-5
at09s Number of trades opened in past 24 months Trades 0 0-999 -4,-5
at12s Number of open trades verified in past 12 months Trades 0 0-999 -3,-4
at20s Months since oldest trade opened Months 0 0-999 -4,-5
at21s Months since most recent trade opened Months 0 0-999 -4,-5
at24s Number of currently open and satisfactory trades 6 months or older Trades 0 0-999 -2,-3,-4,-5,-6
at25s Number of currently open and satisfactory trades 12 months or older Trades 0 0-999 -2,-3,-4,-5,-6
at27s Number of currently open and satisfactory trades 24 months or older Trades 0 0-999 -2,-3,-4,-5,-6
at28a Total credit line of open trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
at28b Total credit line of open trades verified in past 12 months (excluding mortgage and home equity) USD 0 0-999999999 -1,-2,-3,-4,-5
at29s Number of open trades with balance > $0 verified in past 12 months Trades 0 0-999 -2,-3,-4,-5
at32s Maximum balance owed on open trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
at34a Utilization for open trades verified in past 12 months Percentage 0 0-999 -2,-3,-4,-5
at34b Utilization for open trades verified in past 12 months (excluding mortgage and home equity) Percentage 0 0-999 -1,-2,-3,-4,-5
at35a Average balance of open trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
at35b Average balance of open trades verified in past 12 months (excluding mortgage and home equity) USD 0 0-999999999 -1,-2,-3,-4,-5
at36s Months since most recent delinquency Months 0 0-999 -4
at57s Total past due amount of open trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
at101b Total balance of all trades verified in past 12 months (excluding mortgage and home equity) USD 0 0-999999999 -1,-2,-4,-5
at101s Total balance of all trades verified in past 12 months USD 0 0-999999999 -2,-4,-5
Meaning of special value codes returned for
TransUnion data elements at01s – at101s: Trades
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

AUTO TRADES au01s – au101s
Field Description Units Default Value Valid Values Special Values
au01s Number of auto trades Trades 0 0-999 -4
au02s Number of open auto trades Trades 0 0-999 -1,-4
au03s Number of currently satisfactory open auto trades Trades 0 0-999 -1,-2,-3,-4
au06s Number of auto trades opened in past 6 months Trades 0 0-999 -1,-4,-5
au09s Number of auto trades opened in past 24 months Trades 0 0-999 -1,-4,-5
au12s Number of open auto trades verified in past 12 months Trades 0 0-999 -1,-3,-4
au20s Months since oldest auto trade opened Months 0 0-999 -1,-4,-5
au21s Months since most recent auto trade opened Months 0 0-999 -1,-4,-5
au24s Number of currently open and satisfactory auto trades 6 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
au25s Number of currently open and satisfactory auto trades 12 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
au27s Number of currently open and satisfactory auto trades 24 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
au28s Total credit line of open auto trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
au29s Number of open auto trades with balance > $0 verified in past 12 months Trades 0 0-999 -1,-2,-3,-4,-5
au32s Maximum balance owed on open auto trades verified in past 12 months USD 0 0-999999999
au34s Utilization for open auto trades verified in past 12 months Percentage 0 0-999 -2,-3,-4,-5
au35s Average balance of open auto trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
au36s Months since most recent auto delinquency Months 0 0-999 -1,-4
au57s Total past due amount of open auto trades verified in past 12 months USD 0 0-999999999 –2,-3,-4,-5
au101s Total balance of all auto trades verified in past 12 months USD 0 0-999999999 -1,-2,-4,-5
Meaning of special value codes returned for

TransUnion data elements au01s – au101s: AUTO TRADES
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

CREDIT CARD TRADES bc01s – bc110s
Field Description Units Default Value Valid Values Special Values
bc01s Number of credit card trades Trades 0 0-999 -4
bc02s Number of open credit card trades Trades 0 0-999 -1,-4
bc03s Number of currently satisfactory open credit card trades Trades 0 0-999 -1,-2,-3,-4
bc06s Number of credit card trades opened in past 6 months Trades 0 0-999 -1,-4,-5
bc09s Number of credit card trades opened in past 24 months Trades 0 0-999 -1,-4,-5
bc12s Number of open credit card trades verified in past 12 months Trades 0 0-999 -1,-3,-4
bc20s Months since oldest credit card trade opened Months 0 0-999 -1,-4,-5
bc21s Months since most recent credit card trade opened Months 0 0-999 -1,-4,-5
bc24s Number of currently open and satisfactory credit card trades 6 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
bc25s Number of currently open and satisfactory credit card trades 12 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
bc27s Number of currently open and satisfactory credit card trades 24 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
bc28s Total credit line of open credit card trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
bc29s Number of open credit card trades with balance > $0 verified in past 12 months Trades 0 0-999 -1,-2,-3,-4,-5
bc32s Maximum balance owed on open credit card trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
bc34s Utilization for open credit card trades verified in past 12 months Percentage 0 0-999 -1,-2,-3,-4,-5
bc35s Average balance of open credit card trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
bc36s Months since most recent credit card delinquency Months 0 0-999 -1,-4
bc57s Total past due amount of open credit card trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
bc101s Total balance of all credit card trades verified in past 12 months USD 0 0-999999999 -1,-2,-4,-5
bc102s Average credit line of open credit card trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
bc103s Average balance of all credit card trades with balance > $0 verified in past 12 months USD 0 0-999999999 -1,-2,-4,-5
bc106s Number of credit card trades 30 or more days past due in past 24 months Trades 0 0-999 -1,-4
bc107s Number of 30 and 60 days past due ratings on credit card trades DPD Ratings 0 0-999 -1,-4
bc108s Number of 90 or more days past due ratings on credit card trades DPD Ratings 0 0-999 -1,-4
bc110s Total past due amount of all credit card trades verified in past 12 months USD 0 0-999999999 -1,-2,-4,-5
Meaning of special value codes returned for

TransUnion data elements bc01s – bc110s: CREDIT CARD TRADES
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

CHARGE-OFF AND FORECLOSURE co01s – co07s
Field Description Units Default Value Valid Values Special Values
co01s Number of charged-off trades Trades 0 0-999 -4
co02s Number of charge-off trades in past 12 months Trades 0 0-999 -1,-4
co03s Number of charge-off trades in past 24 months Trades 0 0-999 -1,-4
co04s Months since most recent charged-off trade reported Months 0 0-999 -1,-4
co05s Total balance of trades that charged-off USD 0 0-999999999 -1,-4,-5
co06s Total balance of trades that charged-off in the past 12 months USD 0 0-999999999 -1,-4,-5
co07s Total balance of trades that charged-off in the past 24 months USD 0 0-999999999 -1,-4,-5
Meaning of special value codes returned for

TransUnion data elements co01s – co07s: CHARGE-OFF AND FORECLOSURE
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

DELINQUENCY DETAIL g001b – g071s
Field Description Units Default Value Valid Values Special Values
g001b Number of 30 or more days past due ratings in past 12 months DPD Ratings 0 0-999 -2,-4
g002b Number of 60 or more days past due ratings in past 12 months DPD Ratings 0 0-999 -2,-4
g003s Number of 90 or more days past due ratings in past 12 months DPD Ratings 0 0-999 -2,-4
g020s Number of trades with maximum delinquency of 30 days past due in past 24 months Trades 0 0-999 -2,-4
g041s Number of trades 30 or more days past due ever Trades 0 0-999 -4
g042s Number of trades 60 or more days past due ever Trades 0 0-999 -4
g043s Number of trades 90 or more days past due ever Trades 0 0-999 -4
g051s Percentage of trades ever delinquent Percentage 0 0-999 -4
g057s Number of trades 30 or more days past due in past 3 months Trades 0 0-999 -4
g058s Number of trades 30 or more days past due in past 6 months Trades 0 0-999 -4
g059s Number of trades 30 or more days past due in past 12 months Trades 0 0-999 -4
g061s Number of trades 30 or more days past due in past 24 months Trades 0 0-999 -4
g063s Number of trades 60 or more days past due in past 6 months Trades 0 0-999 -4
g064s Number of trades 60 or more days past due in past 12 months Trades 0 0-999 -4
g066s Number of trades 60 or more days past due in past 24 months Trades 0 0-999 -4
g068s Number of trades 90 or more days past due in past 6 months Trades 0 0-999 -4
g069s Number of trades 90 or more days past due in past 12 months Trades 0 0-999 -4
g071s Number of trades 90 or more days past due in past 24 months Trades 0 0-999 -4
Meaning of special value codes returned for

TransUnion data elements g001b – g071s: DELINQUENCY DETAIL
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

PUBLIC RECORDS AND BANKRUPTCY g093s – g100s
Field Description Units Default Value Valid Values Special Values
g093s Number of public records Records 0 0-999 NONE
g094s Number of public record bankruptcies Bankruptcies 0 0-999 -4
g095s Months since most recent public record Months 0 0-999 -4
g099s Number of public record bankruptcies in past 24 months Bankruptcies 0 0-999 -1,-4
g100s Number of tradeline bankruptcies Integer 0 0-999 -4
Meaning of special value codes returned for

TransUnion data elements g093s – g100s: PUBLIC RECORDS AND BANKRUPTCY
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

INQUIRY DETAIL g102s – g105s
Field Description Units Default Value Valid Values Special Values
g102s Months since most recent inquiry Months 0 0-999 -4
g103s Months since most recent credit inquiry Months 0 0-999 -1,-4
g104s Months since most recent collection inquiry Months 0 0-999 -1,-4
g105s Months since most recent mortgage inquiry Months 0 0-999 -1,-4
Meaning of special value codes returned for

TransUnion data elements g102s – g105s: INQUIRY DETAIL
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

CHARGE-OFF AND FORECLOSURE g209s – g212s
Field Description Units Default Value Valid Values Special Values
g209s Months since most recent charged-off trade opened Months 0 0-999 -1,-4,-5
g210s Total past due amount of charged-off trades verified in past 12 months USD 0 0-999999999 -1,-2,-4,-5
g211s Highest balance of charged-off trades USD 0 0-999999999 -1,-4,-5
g212s Number of charged-off trades opened in past 24 months Trades 0 0-999 -1,-4,-5
Meaning of special value codes returned for

TransUnion data elements g209s – g212s: CHARGE-OFF AND FORECLOSURE
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

DELINQUENCY AND COLLECTIONS (CONT.) g217s – g230s
Field Description Units Default Value Valid Values Special Values
g217s Total past due amount of all trades verified in past 12 months USD 0 0-999999999 -2,-4,-5
g218b Number of trades verified in the past 12 months that are currently 30 days or more past due Trades 0 0-999 -2,-4
g218d Number of credit card trades verified in the past 12 months that are currently 30 days or more past due Trades 0 0-999 -1,-2,-4
g219b Number of trades verified in the past 12 months that are currently 60 days or more past due Trades 0 0-999 -2,-4
g219d Number of credit card trades verified in the past 12 months that are currently 60 days or more past due Trades 0 0-999 -1,-2,-4
g220b Number of trades verified in the past 12 months that are currently 90 days or more past due Trades 0 0-999 -2,-4
g220d Number of credit card trades verified in the past 12 months that are currently 90 days or more past due Trades 0 0-999 -1,-2,-4
g221b Number of trades verified in the past 12 months that are currently 120 days or more past due Trades 0 0-999 -2,-4
g221d Number of credit card trades verified in the past 12 months that are currently 120 days or more past due Trades 0 0-999 -1,-2,-4
g222s Number of trades prior 30 days past due, now current, verified in past 12 months Trades 0 0-999 -1,-2,-4
g223s Number of trades prior 60 days past due, now current, verified in past 12 months Trades 0 0-999 -1,-2,-4
g225s Total past due amount of currently 90 or more days past due trades USD 0 0-999999999 -1,-4,-5
g226s Number of 60 or more days past due trades (current MOP only) with balance > $0 opened in past 12 months Trades 0 0-999 -1,-3,-4,-5
g227s Number of 90 or more days past due trades (current MOP only) with balance > $0 opened in past 12 months Trades 0 0-999 -1,-3,-4,-5
g228s Number of 90 or more days past due trades (current MOP only) with balance > $0 opened in past 24 months Trades 0 0-999 -1,-3,-4,-5
g230s Number of 60 or more days past due trades (current MOP only) with balance > $0 opened in past 24 months Trades 0 0-999 -1,-3,-4,-5
Meaning of special value codes returned for

TransUnion data elements g217s – g230s: DELINQUENCY AND COLLECTIONS (CONT.)
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

INQUIRY DETAIL (CONT.) g231s – g241s
Field Description Units Default Value Valid Values Special Values
g231s Number of collection inquiries Inquiries 0 0-999 -4
g232s Number of inquiries (includes duplicates) Inquiries 0 0-999 NONE
g233s Number of collection inquiries in past 6 months Inquiries 0 0-999 -1,-4
g234s Number of days with inquiry occurring in past 30 days Days 0 0-999 -4
g235s Number of trades opened since most recent delinquency (delinquency search limited to 24 months) Trades 0 0-999 -1,-4,-5
g236s Number of credit inquiries Inquiries 0 0-999 -4
g237s Number of credit inquiries in past 6 months Inquiries 0 0-999 -1,-4
g238s Number of credit inquiries in past 12 months Inquiries 0 0-999 -1,-4
g239s Number of collection inquiries in past 12 months Inquiries 0 0-999 -1,-4
g240s Number of mortgage inquiries Inquiries 0 0-999 -4
g241s Number of mortgage inquiries in past 6 months Inquiries 0 0-999 -1,-4
Meaning of special value codes returned for

TransUnion data elements g231s – g241s: INQUIRY DETAIL (CONT.)
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

DEDUPED INQUIRY g960s – g990s
Field Description Units Default Value Valid Values Special Values
g960s Number of deduped inquiries Inquiries 0 0-999 -4
g980s Number of deduped inquiries in past 6 months Inquiries 0 0-999 -4
g990s Number of deduped inquiries in past 12 months Inquiries 0 0-999 -4
Meaning of special value codes returned for

TransUnion data elements g960s – g990s: DEDUPED INQUIRY
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

HOME EQUITY LOAN hi01s – hi101s
Field Description Units Default Value Valid Values Special Values
hi01s Number of home equity loan trades Trades 0 0-999 -4
hi02s Number of open home equity loan trades Trades 0 0-999 -1,-4
hi03s Number of currently satisfactory open home equity loan trades Trades 0 0-999 -1,-2,-3,-4
hi06s Number of home equity loan trades opened in past 6 months Trades 0 0-999 -1,-4,-5
hi09s Number of home equity loan trades opened in past 24 months Trades 0 0-999 -1,-4,-5
hi12s Number of open home equity loan trades verified in past 12 months Trades 0 0-999 -1,-3,-4
hi20s Months since oldest home equity loan trade opened Months 0 0-999 -1,-4,-5
hi21s Months since most recent home equity loan trade opened Months 0 0-999 -1,-4,-5
hi24s Number of currently open and satisfactory home equity loan trades 6 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
hi25s Number of currently open and satisfactory home equity loan trades 12 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
hi27s Number of currently open and satisfactory home equity loan trades 24 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
hi28s Total credit line of open home equity loan trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
hi29s Number of open home equity loan trades with balance > $0 verified in past 12 months Trades 0 0-999 -1,-2,-3,-4,-5
hi32s Maximum balance owed on open home equity loan trades verified in past 12 months USD 0 0-999999999 –2,-3,-4,-5
hi34s Utilization for open home equity loan trades verified in past 12 months Percentage 0 0-999 -1,-2,-3,-4,-5
hi35s Average balance of open home equity loan trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
hi36s Months since most recent home equity loan delinquency Months 0 0-999 -1,-4
hi57s Total past due amount of open home-equity loan trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
hi101s Total balance of all home equity trades verified in past 12 months USD 0 0-999999999 -1,-2,-4,-5
Meaning of special value codes returned for

TransUnion data elements hi01s – hi101s: HOME EQUITY LOAN
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

HOME EQUITY LINE OF CREDIT hr01s – hr101s
Field Description Units Default Value Valid Values Special Values
hr01s Number of home equity line of credit trades Trades 0 0-999 -4
hr02s Number of open home equity line of credit trades Trades 0 0-999 -1,-4
hr03s Number of currently satisfactory open home equity line of credit trades Trades 0 0-999 -1,-2,-3,-4
hr06s Number of home equity line of credit trades opened in past 6 months Trades 0 0-999 -1,-4,-5
hr09s Number of home equity line of credit trades opened in past 24 months Trades 0 0-999 -1,-4,-5
hr12s Number of open home equity line of credit trades verified in past 12 months Trades 0 0-999 -1,-3,-4
hr20s Months since oldest home equity line of credit trade opened Months 0 0-999 -1,-4,-5
hr21s Months since most recent home equity line of credit trade
opened
Months 0 0-999 -1,-4,-5
hr24s Number of currently open and satisfactory home equity line of credit trades 6 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
hr25s Number of currently open and satisfactory home equity line of credit trades 12 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
hr27s Number of currently open and satisfactory home equity line of credit trades 24 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
hr28s Total credit line of open home equity line of credit trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
hr29s Number of open home equity line of credit trades with balance > $0 verified in past 12 months Trades 0 0-999 -1,-2,-3,-4,-5
hr32s Maximum balance owed on open home equity line of credit trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
hr34s Utilization for open home equity line of credit trades verified in past 12 months Percentage 0 0-999 -1,-2,-3,-4,-5
hr35s Average balance of open home equity line of credit trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
hr36s Months since most recent home equity line of credit delinquency Months 0 0-999 -1,-4
hr57s Total past due amount of open home equity line of credit trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
hr101s Total balance of all home equity line of credit trades verified in past 12 months USD 0 0-999999999 -1,-2,-4,-5
Meaning of special value codes returned for

TransUnion data elements hr01s – hr101s: HOME EQUITY LINE OF CREDIT
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

INSTALLMENT TRADES in01s – in101s
Field Description Units Default Value Valid Values Special Values
in01s Number of installment trades Trades 0 0-999 -4
in02s Number of open installment trades Trades 0 0-999 -1,-4
in03s Number of currently satisfactory open installment trades Trades 0 0-999 -1,-2,-3,-4
in06s Number of installment trades opened in past 6 months Trades 0 0-999 -1,-4,-5
in09s Number of installment trades opened in past 24 months Trades 0 0-999 -1,-4,-5
in12s Number of open installment trades verified in past 12 months Trades 0 0-999 -1,-3,-4
in20s Months since oldest installment trade opened Months 0 0-999 -1,-4,-5
in21s Months since most recent installment trade opened Months 0 0-999 -1,-4,-5
in24s Number of currently open and satisfactory installment trades 6 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
in25s Number of currently open and satisfactory installment trades 12 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
in27s Number of currently open and satisfactory installment trades 24 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
in28s Total credit line of open installment trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
in29s Number of open installment trades with balance > $0 verified in past 12 months Trades 0 0-999 -1,-2,-3,-4,-5
in32s Maximum balance owed on installment trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
in34s Utilization for open installment trades verified in past 12 months Percentage 0 0-999 -1,-2,-3,-4,-5
in35s Average balance of open installment trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
in36s Months since most recent installment delinquency Months 0 0-999 -1,-4
in57s Total past due amount of open installment trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
in101s Total balance of all installment trades verified in past 12 months USD 0 0-999999999 -1,-2,-4,-5
Meaning of special value codes returned for

TransUnion data elements in01s – in101s: INSTALLMENT TRADES
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

MORTGAGE TRADES mt01s – mt101s
Field Description Units Default Value Valid Values Special Values
mt01s Number of mortgage trades Trades 0 0-999 -4
mt02s Number of open mortgage trades Trades 0 0-999 -1,-4
mt03s Number of currently satisfactory open mortgage trades Trades 0 0-999 -1,-2,-3,-4
mt06s Number of mortgage trades opened in past 6 months Trades 0 0-999 -1,-4,-5
mt09s Number of mortgage trades opened in past 24 months Trades 0 0-999 -1,-4,-5
mt12s Number of open mortgage trades verified in past 12 months Trades 0 0-999 -1,-3,-4
mt20s Months since oldest mortgage trade opened Months 0 0-999 -1,-4,-5
mt21s Months since most recent mortgage trade opened Months 0 0-999 -1,-4,-5
mt24s Number of currently open and satisfactory mortgage trades 6 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
mt25s Number of currently open and satisfactory mortgage trades 12 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
mt27s Number of currently open and satisfactory mortgage trades 24 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
mt28s Total credit line of open mortgage trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
mt29s Number of open mortgage trades with balance > $0 verified in past 12 months Trades 0 0-999 -1,-2,-3,-4,-5
mt32s Maximum balance owed on mortgage trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
mt34s Utilization for open mortgage trades verified in past 12 months Percentage 0 0-999 -1,-2,-3,-4,-5
mt34b Utilization for open mortgage trades older than 12 months and verified in past 12 months at the consumer level Percentage 0 0-999 -1,-2,-3,-4,-5
mt34c Utilization for open mortgage trades older than 12 months and verified in past 12 months at the tradeline level Percentage 0 0-999 -1,-2,-3,-4,-5
mt35s Average balance of open mortgage trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
mt36s Months since most recent mortgage delinquency Months 0 0-999 -1,-4
mt47s Number of mortgage trade delinquencies (30 or more days past due) in the past 12 months Delinquencies 0 0-999 -1,-4
mt57s Total past due amount of open mortgage trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
mt101s Total balance of all mortgage trades verified in past 12 months USD 0 0-999999999 -1,-2,-4,-5
Meaning of special value codes returned for

TransUnion data elements mt01s – mt101s: MORTGAGE TRADES
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

CREDIT UNION TRADES of01s
Field Description Units Default Value Valid Values Special Values
of01s Number of credit union trades Trades 0 0-999 -4
Meaning of special value codes returned for

TransUnion data elements of01s: CREDIT UNION TRADES
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

REVOLVING TRADES re01s – re102s
Field Description Units Default Value Valid Values Special Values
re01s Number of revolving trades Trades 0 0-999 -4
re02s Number of open revolving trades Trades 0 0-999 -1,-4
re03s Number of currently satisfactory open revolving trades Trades 0 0-999 -1,-2,-3,-4
re06s Number of revolving trades opened in past 6 months Trades 0 0-999 -1,-4,-5
re09s Number of revolving trades opened in past 24 months Trades 0 0-999 -1,-4,-5
re12s Number of open revolving trades verified in past 12 months Trades 0 0-999 -1,-3,-4
re20s Months since oldest revolving trade opened Months 0 0-999 -1,-4,-5
re21s Months since most recent revolving trade opened Months 0 0-999 -1,-4,-5
re24s Number of currently open and satisfactory revolving trades 6 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
re25s Number of currently open and satisfactory revolving trades 12 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
re27s Number of currently open and satisfactory revolving trades 24 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
re28s Total credit line of open revolving trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
re29s Number of open revolving trades with balance > $0 verified in past 12 months Trades 0 0-999 -1,-2,-3,-4,-5
re32s Maximum balance owed on open revolving trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
re33s Total balance of open revolving trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
re34s Utilization for open revolving trades verified in past 12 months Percentage 0 0-999 -1,-2,-3,-4,-5
re35s Average balance of open revolving trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
re36s Months since most recent revolving delinquency Months 0 0-999 -1,-4
re57s Total past due amount of open revolving trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
re101s Total balance of all revolving trades verified in past 12 months USD 0 0-999999999 -1,-2,-4,-5
re102s Average credit line of open revolving trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
Meaning of special value codes returned for

TransUnion data elements re01s – re102s: REVOLVING TRADES
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

RETAIL TRADES rt01s – rt201s
Field Description Units Default Value Valid Values Special Values
rt01s Number of retail trades Trades 0 0-999 -4
rt02s Number of open retail trades Trades 0 0-999 -1,-4
rt03s Number of currently satisfactory open retail trades Trades 0 0-999 -1,-2,-3,-4
rt06s Number of retail trades opened in past 6 months Trades 0 0-999 -1,-4,-5
rt09s Number of retail trades opened in past 24 months Trades 0 0-999 -1,-4,-5
rt12s Number of open retail trades verified in past 12 months Trades 0 0-999 -1,-3,-4
rt20s Months since oldest retail trade opened Months 0 0-999 -1,-4,-5
rt21s Months since most recent retail trade opened Months 0 0-999 -1,-4,-5
rt24s Number of currently open and satisfactory retail trades 6 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
rt25s Number of currently open and satisfactory retail trades 12 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
rt27s Number of currently open and satisfactory retail trades 24 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
rt28s Total credit line of open retail trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
rt29s Number of open retail trades with balance > $0 verified in past 12 months Trades 0 0-999 -1,-2,-3,-4,-5
rt32s Maximum balance owed on open retail trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
rt34s Utilization for open retail trades verified in past 12 months Percentage 0 0-999 -1,-2,-3,-4,-5
rt35s Average balance of open retail trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
rt36s Months since most recent retail delinquency Months 0 0-999 -1,-4
rt57s Total past due amount of open retail trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
rt101s Total balance of all retail trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
rt201s Highest balance of retail trades USD 0 0-999999999 -1,-4,-5
Meaning of special value codes returned for

TransUnion data elements rt01s – rt201s: RETAIL TRADES
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

GENERAL, DELINQUENCY & COLLECTIONS s004s – s071a
Field Description Units Default Value Valid Values Special Values
s004s Average number of months trades have been on file Months 0 0-999 -4,-5
s061s Months since most recent 60 or more days past due Months 0 0-999 -4
s062s Months since most recent 90 or more days past due Months 0 0-999 -4
s064a Total placement amount of third-party collections USD 0 0-999999999 -4,-5
s068a Number of third-party collections Collections 0 0-999 NONE
s071a Number of third-party collections opened in past 36 months Collections 0 0-999 -4,-5
Meaning of special value codes returned for

TransUnion data elements s004s – s071a: GENERAL, DELINQUENCY & COLLECTIONS
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)


Back to top | Back to the listings API

STUDENT LOANS st01s – st101s
Field Description Units Default Value Valid Values Special Values
st01s Number of student loan trades Trades 0 0-999 -4
st02s Number of open student loan trades Trades 0 0-999 -1,-4
st03s Number of currently satisfactory open student loan trades Trades 0 0-999 -1,-2,-3,-4
st06s Number of student loan trades opened in past 6 months Trades 0 0-999 -1,-4,-5
st09s Number of student loan trades opened in past 24 months Trades 0 0-999 -1,-3,-4
st12s Number of open student loan trades verified in past 12 months Trades 0 0-999 -1,-4,-5
st20s Months since oldest student loan trade opened Months 0 0-999 -1,-4,-5
st21s Months since most recent student loan trade opened Months 0 0-999 -1,-2,-3,-4,-5,-6
st24s Number of currently open and satisfactory student loan trades 6 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
st25s Number of currently open and satisfactory student loan trades 12 months or older Trades 0 0-999 -1,-2,-3,-4,-5,-6
st27s Number of currently open and satisfactory student loan trades 24 months or older Trades 0 0-999 -1,-2,-3,-4,-5
st28s Total credit line of open student loan trades verified in past 12 months USD 0 0-999999999 -1,-2,-3,-4,-5
st29s Number of open student loan trades with balance > $0 verified in
past 12 months
Trades 0 0-999 -1,-2,-3,-4,-5
st32s Maximum balance owed on open student loan trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
st34s Utilization for open student loan trades verified in past 12 months Percentage 0 0-999 -1,-2,-3,-4,-5
st35s Average balance of open student loan trades verified in past 12 months USD 0 0-999999999 -1,-4
st36s Months since most recent student loan delinquency Months 0 0-999 -1,-4,-5
st45s Months since oldest student loan in repayment trade opened Months 0 0-999 -1,-4,-5
st50s Number of 90 or more days past due ratings on student loan trades Integer 0 0-999 -1,-4
st57s Total past due amount of open student loan trades verified in past 12 months USD 0 0-999999999 -2,-3,-4,-5
st99s Total balance of all student loan trades ever delinquent USD 0 0-999999999 -1,-4,-5
st101s Total balance of all student loan trades verified in past 12 months USD 0 0-999999999 -1,-2,-4,-5
Meaning of special value codes returned for

TransUnion data elements st01s – st101s: STUDENT LOANS
Special Value Description
-1 No trades this type
-2 Not verified in time period
-3 No open trades this type
-4 No trades on file
-5 Cannot calculate (required data for calculation is missing)
-6 No accounts on file
-7 No trades opened for required time
999 No detected event for “Months Since” attributes (e.g. at36S=999 means no delinquency information)

Back to top | Back to the listings API